Insurance is a mechanism for protecting people against losses, damage, injuries, and costs associated with unforeseen events. ... Both businesses and individuals buy insurance to protect themselves against the uncertainties that cause financial as well as personal loss.
Basically, if you are using your car for work or earning a wage, besides commuting to your workplace, your vehicle is classified as commercial. The coverage for commercial policies usually cover the same types of things you get with a personal insurance policy. However, they often have higher limits.
Generally, the only time a claim cannot be withdrawn is when the insured is the party at fault in an accident. When you file a claim with your auto insurance company, you may later decide doing so wasnt a good idea. In most cases, you can ask your insurance carrier to withdraw the claim.
if it must be done, it must be Donewell.